We here at Casa de El Poeta have been living frugally and staying within our means for so long we no longer have a credit score. Our FICO is a literal 0 (zero). So, one of the things that was suggested was to open a store account like at NFM, and since our couch was made about the same time as I got killed it’s not in any better shape than I am. So we went to NFM to get a couch and open an account. We have the couch, but we paid cash, again.
I even tried to get one of those sky-high interest rate credit cards offered through PayPal and got denied. And I think this rant is about played out. I complained and I don’t see any satisfactory way to conclude this except to say we tried to establish credit, but didn’t.