My economic situation has not been good lately, and neither has my physical situation.
Let’s get to the physical situation first because it’s almost funny.
I had to use the cards I got paid with from the job I was laid off from to go to CVS to buy a few groceries on Saturday. In the process I had to remove my keychain from my backpack I use like a purse so they could scan my loyalty card and I forgot to put it back on the bag. So I had to go get it back because keys Etc. So, about a half-mile out my shoes untied themselves and I had to re-tie them so I wouldn’t trip over them. I got the right shoe tied no problem, but as I was tying the left shoe I lost my balance and fell down, and as I was getting up I did something and my right glutes started hurting and not working up to tolerances, forget specs. I was 0.6 miles from Casa de El Poeta when I decided to exercise the better part of valor and return to the house without my keys. And I did, staggering like a drunk to go read comics in the newspaper and on my computer and rejoin the game group in progress, where I was introduced to our new hacker as a local legend, The Old Man. I didn’t get much done in-game, but stuff was accomplished without me.
Now, about the finances, I set things up so that when I get my SS payment some goes into the firewalled account that I can only access by coming in-person and chatting with a teller to transfer money to an account that has external access, and some to my regular savings account that I can get to by finding an ATM and using my card to withdraw cash, or by coming in-person to transfer money to an account with direct access. The firewalled account draws more interest than the other two, and I use it to accumulate money for things like taxes and insurance. This way I don’t spend the budget for taxes and insurance on other stuff and I get more interest than sticking it in the checking account. The money in the savings account is for other things and to accumulate until I have enough for some big ticket stuff I can’t just pay for out of petty cash. What’s left is Petty Cash.
I also arranged for the money from closing the trust to be deposited in the firewalled account for taking care of taxes and insurance this year. I expect the firewalled account to be very flush by this time next year. As the saying goes, I may be crazy, but I’m not stupid. I’m making sure the house is taken care of so we don’t end up on the street.
And that’s enough of a peek into my finances for now. As for the rest of it, my glutes still hurt but I’m walking close to normal now, just need to use the cane a little more than usual.