Tag Archives: banking system fuckery

Roof is getting fixed, still Not-Rich

Even after all these years I still want to put “And The Feed” at the ends of the headlines. Some habits are hard to break.

Anyway, roof. We are getting the boring brown 25 year shingles that are rated to 120 MPH wind gusts, the roofer said the existing shingles looked to only be rated for 70-90 MPH gusts given the number that were missing and the distance the house was from the center of the tornado track. I need to go to the bank and find out why Mrs. the Poet’s debit card was declined for $140 of groceries with a $3700 balance the day before and also transfer the money for the roof from the firewalled account into the spendable account. I always put large sums of money into an account that is only accessible by going to the bank and moving it to an account I can write a check or use my card to get to. Until I make it accessible I can’t accidentally spend it on things like comic books or massages, because believe me if I had the money I would be getting a massage every other day at least. Besides just feeling good, which is enough in and of itself, massage is the only thing so far that has had any kind of lasting effect on the pain caused by Arthur Dent. And for those who have forgotten I give all my pains in the neck names if their parents haven’t already done that. And Arthur Dent is the divot on the back of my neck left by the removal of the huge lipoma that is shown in a specimen cup at the top of my Facebook page. But anyway, trip to the bank for fixing Mrs. the Poet’s account and transferring the roof money from the safe account to the account I can spend money from.

And the still “Not-Rich”? I only matched 2 out of 6 numbers on the Lotto, so I be po’ or p’r as in can’t afford a vowel.

The bad dream is finally over

I finally paid the ER bill for the DVT that wasn’t. I went through what could only be described as a Kafkaesque fever dream of declined cards with more than enough in the account and 6 attempts to pay before finally getting the bill paid.

First I had to get the money out of the fund we had set aside for taxes and emergencies, after we got the bill I mentioned. I got the full amount out in case I had to pay the billed amount. Then I called the billing office yesterday and negotiated a lower bill, that was still too high IMHO but as I had the $$ I really didn’t feel like pursuing the matter further. Then things got really fun. First I paid the bill for the facility, which went through without a hitch. Then I tried to pay the bill for the radiologist, only to get declined in spite of having several thousand dollars more that the payment in the account (I got the money for taxes at the same time I did the money for the ER bill). Apparently I exceeded my withdrawal limit for the day, embarrassing but sh!t happens.

So I called back again the next day to complete the process, only to get declined again for the same reason, in spite of the fact that I hadn’t made any new withdrawals that day. I called my bank and demanded (in a calm voice) to know WTF was going on. And it seems “what was going on” is previous day withdrawals are not posted until 0001, and count against current day withdrawals when determining if the current withdrawal is below the limit. This is going to be tons of fun come time to pay the taxes…

So, I got a temporary increase in my limit to complete my transaction, and the total bill came to $2628.67 instead of the $3300+ billed. And because I still have short hair that’s too short to grab and pull I still have most of the hair I had at the beginning of the process.