Tag Archives: Mo Money Mo Problems

Things are ungood

My economic situation has not been good lately, and neither has my physical situation.

Let’s get to the physical situation first because it’s almost funny.

I had to use the cards I got paid with from the job I was laid off from to go to CVS to buy a few groceries on Saturday. In the process I had to remove my keychain from my backpack I use like a purse so they could scan my loyalty  card and I forgot to put it back on the bag. So I had to go get it back because keys Etc. So, about a half-mile out my shoes untied themselves and I had to re-tie them so I wouldn’t trip over them. I got the right shoe tied no problem, but as I was tying the left shoe I lost my balance and fell down, and as I was getting up I did something and my right glutes started hurting and not working up to tolerances, forget specs. I was 0.6 miles from Casa de El Poeta when I decided to exercise the better part of valor and return to the house without my keys. And I did, staggering like a drunk to go read comics in the newspaper and on my computer and rejoin the game group in progress, where I was introduced to our new hacker as a local legend, The Old Man. I didn’t get much done in-game, but stuff was accomplished without me.

Now, about the finances, I set things up so that when I get my SS payment some goes into the firewalled account that I can only access by coming in-person and chatting with a teller to transfer money to an account that has external access, and some to my regular savings account that I can get to by finding an ATM and using my card to withdraw cash, or by coming in-person to transfer money to an account with direct access. The firewalled account draws more interest than the other two, and I use it to accumulate money for things like taxes and insurance. This way I don’t spend the budget for taxes and insurance on other stuff and I get more interest than sticking it in the checking account. The money in the savings account is for other things and to accumulate until I have enough for some big ticket stuff I can’t just pay for out of petty cash. What’s left is Petty Cash.

I also arranged for the money from closing the trust to be deposited in the firewalled account for taking care of taxes and insurance this year. I expect the firewalled account to be very flush by this time next year. As the saying goes, I may be crazy, but I’m not stupid. I’m making sure the house is taken care of so we don’t end up on the street.

And that’s enough of a peek into my finances for now. As for the rest of it, my glutes still hurt but I’m walking close to normal now, just need to use the cane a little more than usual.